{"product_id":"how-to-use-money","title":"How to Use Money","description":"\u003cp\u003e\u003cstrong\u003eHow to Use Money\u003c\/strong\u003e is a clear, practical, and entirely accessible guide to managing personal finances wisely — for anyone who wants to make better use of the money they earn, save more effectively, invest with confidence, and build lasting financial security. Published by Lotus Press, this book is designed for readers at every financial stage, from young professionals taking their first steps towards financial independence to more established earners seeking to optimise how they manage, grow, and protect their wealth.\u003c\/p\u003e\n\u003cp\u003eThe book covers the fundamentals of budgeting and expense management; the importance of saving and emergency funds; understanding and using banking products effectively; the principles of investing in fixed deposits, mutual funds, equity, and real estate; life and health insurance and why they matter; tax planning and the smart use of available deductions; debt management and the cost of credit; goal-based financial planning for key life milestones; and the habits and mindsets of financially successful people.\u003c\/p\u003e\n\u003cp\u003eWritten in plain, jargon-free language and grounded in the Indian financial environment — with reference to Indian banking, tax laws, and investment options — \u003cem\u003eHow to Use Money\u003c\/em\u003e from Lotus Press is an ideal starting point for anyone who wants to take control of their financial life and make money a source of security and opportunity rather than stress.\u003c\/p\u003e\n\u003ch3\u003eProduct Details\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Paperback\u003cbr\u003e\n\u003cstrong\u003eLanguage:\u003c\/strong\u003e English\u003cbr\u003e\n\u003cstrong\u003ePublisher:\u003c\/strong\u003e Lotus Press\u003cbr\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e Approx. 22 × 14 × 2 cm\u003cbr\u003e\n\u003cstrong\u003eWeight:\u003c\/strong\u003e Approx. 0.30 kg\u003cbr\u003e\n\u003cstrong\u003eDelivery Time:\u003c\/strong\u003e 3–5 Business Days\u003c\/p\u003e","brand":"Innovative Books","offers":[{"title":"Default Title","offer_id":49094001655947,"sku":null,"price":237.5,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0716\/9622\/0299\/files\/how-to-use-money.jpg?v=1787557319","url":"https:\/\/innovativebooks.in\/products\/how-to-use-money","provider":"Innovative Books","version":"1.0","type":"link"}